💼 Freelance Pricing & Profitability
Calculate exactly what to charge without underpricing
Determine your true minimum hourly rate, project pricing, and monthly retainers factoring in taxes, business expenses, and paid time off.
What you personally want to take home after all costs.
Software subscriptions, accountant, hosting, gear.
Average effective tax / self-employment bracket.
Direct client work only (excludes admin, calls, sales).
Weeks you won't be working or billing clients.
Cash buffer for slow months, emergencies, growth.